Capacity of existing cryptocurrencies infrastructure allows to use it for regular payments. However, there are still strong political and administrative limitations.
The natural reaction of any crypto enthusiast is: "What?! What regulation?! Forget it!” However, reasonable arguments sound in the rhetoric of state representatives: "We are good guys!
If you need to pay somebody in other country, most probably you will use USD, GBP, JPY, EURO. Also, the Chinese yuan won a significant share in settlement market.
Lado Okhotnikov, Emily Parker, Michael Sonnenshein will discuss interaction between crypto and fiat Can bitcoin be considered a virtual analogue of gold?